Payer Services

Managing Risk. Ensuring Accuracy. Strengthening Control.

Smart Payer Solutions

We, Talisman Solutions, support payers, insurers, insurance companies, and Third-Party Administrators (TPAs) with structured payer solutions across fraud prevention, payment integrity, utilization management, claims operations, and member data governance.

Our framework combines AI-driven analytics, predictive risk modeling, workflow automation, and secure, audit-ready processing environments — supported by clinical and operational oversight where required.

The objective is clear: reduce financial leakage, improve decision accuracy, and strengthen payer and insurer performance without disrupting existing core systems.

Ingestion
Risk Scan
Integrity Check
Risk Analytics
0%
Pattern Verified
DOCUMENT TYPE
Payer Claim File
ID: #TS-4492
AUDIT READY

Fraud & Risk Services

Key Focus Areas

AI RISK MODEL
0%
Anomaly Detected
PAYER SOLUTION
Claim #TL-99201
RISK ENGINE
0%
Tier Assigned
Provider ID #882
System Verified
Identifying behavioral clusters.
AUDIT READY PACKET
Protect revenue before payment is released.

Fraud, Waste & Abuse Prevention

Our Fraud, Waste & Abuse Detection Engine reviews claims pre-payment to identify abnormal billing behavior such as upcoding, unbundling, phantom billing, duplicate submissions, and irregular utilization trends.

The system evaluates provider behavior patterns and cross-claim inconsistencies to surface risk early. It adapts to different reimbursement models and regulatory frameworks, supporting payers, insurers, and TPAs across the United States, the UAE, India, and other structured healthcare markets.

Ensure payment accuracy and contract alignment.

Payment Integrity Oversight

We verify that claims are paid correctly based on contract terms, coding standards, and coverage policies. Structured pre- and post-payment reviews identify pricing discrepancies, duplicate reimbursements, and documentation gaps.

For risk-based programs, we validate HCC coding through medical record review to improve risk score accuracy and support compliance for insurance companies and managed care organizations.

Claim Data
Service: 99214
Provider: P-042
Modifier: -25
Billed: $1,250
Contract Rules
Fee Schedule
Network Status
Policy Logic
Max Allowed
Original
$1,250
Corrected
$1,250
VALIDATED
Patient Record
Patient: #RA-4921
Svc Date
10/14/2024
Encounter Summary

Clinical markers for:

Chronic Kidney Disease HCC 138

Management of:

Type 2 Diabetes HCC 18
Attending MD
Dr. Sarah Mitchell
Docs support diagnosis
Meets CMS criteria
Active in DOS year
Risk Factor
0.96
VALIDATED PROFILE
Accurate risk score validation.

Risk Adjustment Coding

We review medical records to confirm HCC coding accuracy for Medicare Advantage and value-based programs. This improves risk score precision and reduces compliance exposure for insurers and health plans.

Utilization Management Services

Structured authorization and clinical review.

Automated Prior Authorization

We streamline prior authorization workflows using AI-supported decision logic aligned with coverage policies. Routine requests are evaluated automatically, while complex cases are routed for clinical review — supporting efficient decision-making for payers and insurance administrators.

Inbound
Auth Request
Decision Engine
Auto
Routine Path
Verified via AI rules.
APPROVED
Audit
Clinical Review
Needs expert review.
PENDED
Procedure Request
Knee Arthroscopy
Provider
Orthopedic Specialty
Patient ID
#TS-992-XC
Clinical Criteria Check
Failed conservative therapy
Imaging supports necessity
Active comorbidities managed
Meets Clinical Criteria
Consistent coverage determination.

Medical Necessity Review

AI-assisted clinical review supports evaluation of complex claims to determine eligibility and appropriateness of care, ensuring standardized and defensible decisions for insurers, TPAs, and self-funded employer plans.

Operations Services

Operational accuracy before payment.

Claims Adjudication Support

We support eligibility verification, benefit validation, provider status confirmation, and pre-payment logic checks before final payment determination — ensuring operational accuracy for payers and insurance carriers.

Claim Ingestion

Verifying metadata structure...

Eligibility
Benefits
Provider Status
Logic Validation
Ready for Payment

Network Maintenance

Polling provider endpoints...

Real-time Directory Sync
Maintain network integrity

Provider Network Management

We assist with provider credentialing oversight, contracting coordination, and directory accuracy to support compliance and network adequacy standards for health plans and insurance organizations.

Member Services

Reliable enrollment data.

Member Eligibility Management

We implement systems that manage enrollment data and ensure real-time coverage validation. Accurate member records reduce claim errors and improve operational efficiency for insurers, TPAs, and managed care entities.

Live Eligibility Protocol
Member Name
Alexander J. Miller
Member ID
#TS-88219-X
Plan Verification
Premium Healthcare PPO - Active

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